Privacy Policy
This policy explains how Al Sunderji, operating as a Licensed Mortgage Agent (Level 2) under Tango Financial (FSRA Licence #M19001953), collects, uses, and discloses personal information in the course of arranging mortgage financing.
Information we collect
When you contact us, request a quote, or submit a mortgage application, we may collect information including your name, contact details, employment and income information, credit history, property details, banking information, and identification documents required for mortgage underwriting.
How we use your information
Your information is used to:
- Assess your mortgage application and determine eligibility
- Present your application to prospective lenders and mortgage insurers
- Comply with legal and regulatory obligations, including FINTRAC anti-money laundering requirements
- Communicate with you about your application, renewal, or account
Disclosure to third parties
To arrange financing, your information is shared with the lenders, mortgage default insurers (such as CMHC, Sagen, or Canada Guaranty), and other parties reasonably required to process your application. We do not sell your personal information.
FINTRAC and regulatory compliance
As a licensed mortgage professional, we are subject to Canada's Proceeds of Crime (Money Laundering) and Terrorist Financing Act (FINTRAC) and Ontario's Mortgage Brokerages, Lenders and Administrators Act (MBLAA). This may require us to verify your identity and retain certain records as required by law.
Data security
We take reasonable administrative and technical measures to protect your personal information against unauthorized access, loss, or disclosure.
Your rights
Under Canadian privacy law (PIPEDA), you have the right to access the personal information we hold about you, request corrections, and withdraw consent for its use, subject to legal and contractual restrictions.
Contact us
Questions about this policy or your personal information can be directed to info@fixedmortgagerate.ca or (416) 879-1406.
This is a general template and has not been reviewed by legal counsel. It should be reviewed and customized to reflect actual data practices and current Ontario/federal privacy requirements before publication.